A USD loan with repayment in two months.

Loan companies present a new form of promotion, namely a free cash loan with a repayment period of two months. Companies that offer payday loans are constantly and constantly working on new promotions, interesting offers and solutions for their clients. Until now, free loans were granted for 30 days.

Credible Lender initiated loans for two months, the total cost of which was USD 10. Now Better Bank and Good Finance raise the bar for other companies. They offer loans for a total of USD 0, with a repayment period of two months.

Payday loan

Payday loan

  • Up to USD 1,500
  • For up to 60 days
  • Cash on account in 15 minutes
  • Installment loan

We have just written about raised loan limits at Better Bank, and here is another proposal, a free loan with repayment in two months. This is not a permanent offer. Currently, Better Bank is introducing it for a trial period. We will be able to use it only until the end of February this year.

Good Finance has not introduced such a limitation, although there is no certainty that it will not do it yet and will treat this offer as a temporary promotion.

Non-bank instant payment

Non-bank instant payment

  • Up to USD 7,500
  • For up to 30 days
  • Up to USD 3,000 for free
  • Immediate decision

APRC for the first free loan is 0%, for the next 575.50% (representative example).

Is there a catch in the offer of these two companies? And if this is where?

This is not quite a catch, but some restriction for sure. In both companies, to take advantage of this offer, we must be completely new customers. Those who have never used the products of the above mentioned companies.

If we used one of these companies, we still have a second one, i.e. when we took out a loan at Better Bank, we cannot take advantage of this offer at Better Bank, but at Good Finance, of course, as we have not used it before. And vice versa – as we used Good Finance, we can now use Better Bank.

How does this loan look like in Better Bank?

As we already know, the limit for the first loan is already USD 3,000. The deadline for repayment is 30 days, but the company offers such a convenient solution. If we repay half the borrowed amount during this month, we’ll get another 30 days for repayment from the company for free. This is only possible in the case of timely repayment.

However, if we fail to meet all the deadlines, then we can bear the additional costs of such a loan. When everything goes according to plan, when we borrowed 2,000 we will also pay back 2,000 USD. The mentioned promotion in Better Bank is currently active until the end of February, so if you are interested in it, it is worth to hurry up.

Payday loan

Payday loan


  • Amounts from USD 100 to USD 5,000
  • For up to 45 days
  • USD 5,000 for new customers for free
  • All you need is an ID card and a mobile phone

The APRC for a representative example is 1974%.

The Good Finance offer looks technically identical. The difference is in the details. Namely, the proposal has no time limit, the amount of the first free loan is slightly lower and amounts to USD 1,500. However, we pay it back in two equal installments of USD 750 each. The first installment must be repaid within the first 30 days, the next within the next 30 days.